Are you Still searching for payday loans for unemployed in Ghana ? Here’s the good news, we have researched deeply on the best Loans for unemployed in Ghana without collateral or paperwork for you to apply without any hassle.
Many people do ask, Can I get a loan if I don’t have a Job or if am unemployed ? Yes, you can apply today and get your cash disbursed straight into your bank account in minutes
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Loan Requirements For Unemployed In Ghana
Some money lending platforms request for income proof / bank statement before they can grant a loan to you. So if you are unemployed, make sure you meet the requirements below before applying for any
1. You must be a Ghanaian citizen
2. You must live and reside in Ghana
3. Have a valid email and phone number
4. Must be the age of 20 years to 55 years
5. Must make sure that you don’t have any outstanding loan credit.
How To Apply For Loans For Unemployed In Ghana ?
Getting a loan as unemployed in Ghana is not as easy as you think but here’s how you apply and save the stress of application rejected.
Step 1: Visit the office of a financial institution, this can be a private lender in Ghana, Accra or individuals that offers loans for the unemployed.
Step 2: Choose an online lender and visit their website with your smartphone, tablet or personal computer.
Then apply for the loans for the unemployed after filling an online application form. Fill in some details like; your name, bank account, address, email address etc and then submit.
8 Payday Loans For Unemployed In Ghana 2022
• Paylater Ghana Loan
Credit facilities like paylater ghana has been doing it’s wonders as a trusted money lending app in ghana which offers Instant cash loans for unemployed in Ghana without any paperwork, guarantor or collateral..
Paylater is a leading digital financial service platform that specializes in consumer lending. Headquartered in Lagos, Nigeria, paylater is a global company of over 40 employees with operations in Ghana, South Africa, United Kingdom and Portugal.
The Paylater Ghana operates via mobile phones and their loans are accessible through the Paylater Ghana App which can be downloaded from Google playstore and you can register an account with them without any hassle.
Why Paylater Loan ?
There are other loans from our loans in ghana category but we specifically recommend Paylater Ghana if you are looking for emergency loan in ghana or Loans for unemployed in Ghana without collateral.
• Paylater ghana has the best loan interest rate with quick cash disbursement.
• No collateral, paperwork or guarantor and their app is hassle free.
• Trusted by millions of happy cusumers in ghana which means that Paylater Ghana is legit, safe and can be trusted.
• Kiakia Loan Ghana
Kiakia loan is a subsidiary to the sterling bank of Nigeria and it is an online loan shark and financier that provides frank and straight forward personal loans for unemployed in Ghana at a good interest rates and the idea behind the kia kia loan is for a fast, quick and effective loan access without any paperwork, guarantor and zero collateral.
All you need to do is just to visit the Kiakia Loan website and click on the “Get A Loan” option and then a user friendly chat will open for you and you can fill in and complete your entry.
From then, you will be guided through all the necessary steps for the application.
A bank account (preferably a Sterling Bank account).
√ You must also reside in Nigeria or Ghana
√ Bank verification number (BVN).
There are some great features available on Kiakia loan as it doesn’t only ends at giving out Loans for unemployed, individuals can also start investing money with Kiakia loan through their Kiakia p2p app.
KiaKia p2p app is a money lending app that allows you to fund, invest and also earn interest for doing so, their interest earns between 12% – 40% Quarterly, Bi – annual and pre – annual by investing in loan and business.
• GTBank Ghana Quickcredit
GTBank QuickCredit loan is an innovative product developed to give their retail customers instant access to cash for their pressing needs.
Customers who are looking for loans for unemployed in Ghana and with salary accounts with the Bank can borrow up to 100% of their monthly salary at only 18% per annum interest rate and enjoy up to 12 months flexible repayment plan. Simply dial *737*0# to start.
How To Apply:
• Dial *737*0#
• Select option 1 (Payday Credit)
• Agree to Terms and Conditions
• Enter amount to borrow
• Enter Tenure (up to 12 months)
• Enter your PIN to confirm transaction
Your funds will be credited to your account instantly in less than 24hrs.
• Absa Ghana Loan
Absa Loans grants you access to their various loan offers which include: Absa personal loan, Absa home loan, Absa school fees loan, and other Absa online loans etc.
This loans can be granted when you register and apply through their online loan website without any hassle.
Absa loan offers you the best loan product For Unemployed individuals in Ghana with a competitive Interest rates which can be applied from home.
They are also an authorized Financial Service provider and a registered credit provider (NCRCP7).
Are you looking for easy access to credit to grow your business without prior savings?
Are you looking for large credit and don’t have time to run the account for months to become eligible?
Advans is your financial partner in Ghana, offering you flexible loan services to unemployed for their professional and personal goals.
• Fast Finance Loan
Do you want to buy a new or used car? Want to renovate your home?, pay your school fees? pay rent advance?? Whatever it is, we have a colourful solution to make it happen”. As we say dream it, FastTrack Microfinance Loan Ghana can finance it.
Microfinance refers to a variety of financial services provided to low-income individuals or to those who do not have access to typical banking services by lifting them out of poverty.
Fasttrack Microfinance Ghana provides loans for unemployed individuals in Ghana with little income and with very low repayment costs to manage individual accounts.
• Fairmoney Ghana Loan App
Fairmoney is one of the most trusted and best money Lending platform that I can recommend to any Nigerian and Ghanaian to borrow money from online.
They also offer Instant cash loan of Upto $1000 in minutes through the Fairmoney Loan App without any hassle.
√ If you have a smartphone, simply download the fairmoney loan app from google playstore
√ Sign up with the phone number linked with your BVN
√ Answer a few questions and confirm your identity to receive a loan offer,
√ Once you accept the loan offers, your cash will be disbursed and credited in to your account.
• Fido Money Loan
This loan app in Ghana has made it easy that people from can Ghana can apply and get Instant loan with no need for collateral or guarantee through Fido loan app.
Fido loan is fast, easy and convenient, licensed by the bank of ghana and trusted by satisfied customers. There loan app is only available in Ghana and can easily be downloaded through playstore.
Why Fido Money Lending App?
• You can apply at your own convenient time
• Recieve a loan decision in minutes
• No hidden or extra fees, all costs are displayed in the apps
• No collateral or guarantee and money is disbursed instantly.
With the Fido loan app, user’s can borrow upto GHS 200 for your first time loan and repay back in 10 – 30 days time, and as you increase your loan amount every time you repay then you get a chance to borrow upto GHS 1,000 with an affordable Interest rates.
• Orbit Loans
Orbit Money Lending is a loan company in Ghana that Offers payday loans for unemployed in Ghana. Individuals can apply loans for school fees, rent payment, funeral and Medical expenses.
How Does Orbit Money Lending Works?
You can apply and submit your Orbit Money Lending application form and they will contact you.
• Skika Loans
Skika loan is one of the biggest money lending platforms in ghana where individuals can apply if they ever ran into in need of cash,
Why Skika Loan?
Skika Loan boost of 24/7 well capitalize internet first, forward thinking, safe, robust, resilient, smart and responsible direct money lender for working class, modern or medium and large business including startups.