Acquiring a loans / funds when it is mostly needed has now become a challenge for medium and small scale businesses in Nigeria, securing loans or funds from commercial bank loans and other online financial institutes has proven difficult for small scale business owners.
That is why kia kia loans has become an alternative and redeeming feature for small businesses offering instant 24hrs loan in Nigeria.
KiaKia Loan Review
Kiakia loan is a subsidiary to the sterling bank of Nigeria and it is an online loan shark and financier that provides frank and straight forward personal loans at a good interest rates and the idea behind the kia kia loan is for a fast, quick and effective loan access without any paperwork, guarantor and zero collateral.
How Does The Kia kia loan Works
The use of this Kiakia personal loan has always been very easy and quick through their easy to navigate user interface website.
All you need to do is just to visit the Kiakia Loan website and click on the “Get A Loan” option and then a user friendly chat will open for you and you can fill in and complete your entry.
From then, you will be guided through all the necessary steps for the application.
The whole process takes not more than 15 minutes, but before you acquire a loan, there are some requirements needed before you can get access to the kiakia Loan:
√ A valid ID card
√ You must be 21 year’s and above
√ An email address√
A bank account (preferably a Sterling Bank account).
√ You must also reside in Nigeria
√ Bank verification number (BVN).
How Much Can You Borrow From KiaKia Loan
You can borrow as low as N10,000 and minimum of N200,000 from their website, you can repay your loan on time to increase your loan limit.
KiaKia Loan Interest Rates
The Kiakia loan scheme is very affordable and easy for business owners and salary earners especially.
The interest rate that the Kiakia loan offers depends on the individual’s loan risk and credit worthiness.
KiaKia loan interest rate is typically from 5.6% to 24%, considering the speed of applications, it is not a bad rate and individual has 7 to 30 days to repay.
How To Apply For KiaKia Loan Easily
The Kiakia loan does not yet have an app available. So the first step to take is to visit the kiakia Loan website.
Step 1: Click on the “Get a loan” option to access the chat bot.
Step 2: The chat bot will ask for the requirements that was previously listed.
And if you haven’t been registered with them yet you will receive a verification code.
Step 3: Input the code in the chat bot and the chat bot will take you through the remaining processes, which will only last for 15 minutes of less.
KiaKia Loan App download
The Kiakia loan app is not yet available on the app store or playstore, it has no app online.
But it does have a website where all the magic and loan application is done easily.
Just visit www.kiakia.co, sign up and apply to get a loan in less than 24hrs now.
Kiakia Loan Repayment
Repaying your kiakia Loan is an easy process just go back to their website and click on the “repay loan” Option. Input your email address (the exact same one used for acquiring the loan) And follow the instructions provided by the chat bot.
KiaKia Loan Contacts
If a problem is encountered while acquiring the loan or you have a problem on what to do and how to do it, you can speak with the Kiakia loan representatives at 08093078377, 0905511140 or 08092245588.
You can also email them at kiakia.co or also on what app at 08092245588 or visit their office at Dele Onabule Street, Magodo Brooks Estate Lagos And Suite S3, Path field mall, 4th Avenue Gwarinpa Abuja.
Why You Should Borrow Money From KiaKia
√ You should borrow from Kiakia because it is trustworthy
√ It is fast and reliable.
√ It has a good loan interest rates
√ You can borrow money from 10,000 to 2,000,000 which you can pay back in a month which is a good offer.
There are some great features available on Kiakia loan as it doesn’t only ends at borrowing money from them, individuals can also start investing money with Kiakia loan through their Kiakia p2p app.
KiaKia p2p app is a money lending app that allows you to fund, invest and also earn interest for doing so, their interest earns between 12% – 40% Quarterly, Bi – annual and pre – annual by investing in loan and business.
On the Kiakia p2p app, with as little as N50,000 and high as N2,500,000 you can earn 40% interest depending the tenure election.
Note: KiaKia p2p app is not a loan, saving and payment processing service, capital provided are lent out to individuals and businesses carefully profiled by Kiakia for interest and profit sharing.
Conclusion On The KiaKia Loan
We have given you a step by step guide on how to successfully apply for a loan through the Kiakia loan without collateral and going through this post you can see we just made your decision of getting a loan from kiakia become very easy.
Ensure to go through their terms and conditions, their interest rates and find out ways of paying them back before accepting any loan offer.
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Don’t forget to add your comments we would sure like to hear your opinion on the Kiakia loan offers.